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Consumer Affairs

Budget Planners, Licensing Of

Comments from the Civil Court and Consumer Affairs Committees on the Governor’s Economic Development Budget proposal amending the Banking Law to permit all types of nonprofit corporations to become licensed budget planners, May 2013.


Consumer Debt

Comments from the Civil Court and Consumer Affairs Committees on a proposed amendment to adopt the use of forms for default applications in consumer debt cases, December 2013.

 


 

Debt Collection Practices

A.2678 (AM Weinstein) / S.2454 (Sen. Savino) – The Consumer Credit Fairness Act, which would strengthen consumer protections in consumer debt collection proceedings.

  • Report in support of legislation with suggested  modifications by the Civil Court and Consumer Affairs Committees, reissued February 2013.
  • Letter to Sen. Schneiderman requesting that the Consumer Credit Fairness Act be placed on the Senate Codes Committee agenda, May 13, 2010.
  • Letter to Sen. Kruger requesting that the Consumer Credit Fairness Act be placed on the Senate Finance Committee agenda, June 10, 2010.
  • Letter to members of the Senate Rules Committee urging them to support the legislation, June 18, 2010.
  • Testimony of Chair of the Consumer Affairs Committee to the NYS Joint Assembly Committee Hearing “Consumer Protection in the Debt Collection and Debt Management Industries,” May 14, 2009.

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A.455 (AM Dinowitz) and S.219 (Sen. Squadron) – Requires that debt collection agencies be licensed by the state.

  • Report in support of legislation by the Consumer Affairs and Civil Court Committees, Updated and Reissued May 2013.

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Comments by the Consumer Affairs and Civil Court Committees on proposed rule making by the New York State Department of Financial Services regarding debt collection, October 2013.


Debt Buyers

Intro 0660-2007 – a Local Law to amend the administrative code of the city of New York, in relation to buyers of consumer debt.

  • Report in support of legislation by the Civil Court and Consumer Affairs Committees, January 2009.
  • Signed into law by the Mayor - March 18, 2009

Debt Settlement

Profiteering From Financial Distress: An Examination Of The Debt Settlement Industry - Report from the Civil Court Committee and Consumer Affairs Committee, May 2012.

  • Press Release: "New York City Bar Association Calls for Tight Restrictions on Debt Settlement Services" - May 17, 2012

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A.597 (AM Dinowitz) - 'Uniform Debt-Management Services Act'; would amend the Budget Planning Law to permit entities other than Type B not-for-profit corporations to offer debt management services and allow such entities to conduct business in New York, subject to licensure, fee limitations, consumer disclosures, and additional conditions.

  • Report opposing legislation by the Civil Court and Consumer Affairs Committees, May 2013.

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S.2493 (Sen. Griffo) - would expand the definition of budget planning in include debt management and debt settlement and regulate the activities of budget planners.

  • Report opposing legislation by the Civil Court and Consumer Affairs Committees, Reissued March 2013.

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Testimony of the Civil Court Committee and Consumer Affairs Committee before the New York City Concil on Debt Settlement Companies, November 18, 2010. 


Process Servers

A.491 (AM Gibson) - concerning the rules regarding the regulation of process servers.

  • Report in support of legislation, with suggested modifications, by the Civil Court and Consumer Affairs Committees, June 2011.

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A.6640 (AM Brennan) / S.6649 (Sen. Schneiderman) - would provide for validity of service of process in certain circumstances. (2009/2010 Legislative Sessions)

  • Report in opposition to legislation by the Civil Court and Consumer Affairs Committees, June 2010.

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Report by the Civil Court Committee and Consumer Affairs Committee, "Out of Service: A Call to Fix the Broken Process Service Industry", April 2010.

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Intro 1037-A - a Local Law to amend the administrative code of the city of New York, in relation to process servers.

  • Report in support of legislation by the Civil Court and Consumer Affairs Committees, December 2009.

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Intro 6-A - a Local Law to amend the administrative code of the city of New York, in relation to process servers.

  • Testimony by the Consumer Affairs Committee in support of legislation, New York City Council Consumer Affairs Committee Hearing, March 2, 2010.
  • Letter to members of the City Council from the Consumer Affairs Commitee and Civil Courts Committee urging the passage of Intro 6-A, March 24, 2010.
  • Signed into law by the Mayor - March 24, 2010.

Short-Term Loans

A.1113-A (AM Heastie) / S.3999-A (Sen. Farley) - 'Short-Term Financial Services Loan Act,' which would allow check cashing establishments to make loans of between $300 and $2,000 to consumers, June 2011.

  • Report opposing legislation by the Consumer Affairs Commitee and Civil Courts Committee, April 2013.

 

For a full list of committee reports, click here.